As we're all being forced to tighten our belts and try and save money wherever we can, we may be overlooking one of the largest expenditures of a household that can be fixed easily; insurances. Whether it's your car insurance, pet insurance or home insurance, there are companies that allow you to compare the different quotes and see exactly how much you could be saving per month.

Car insurance quotes can vary dramatically depending on the type of insurance that you are looking for (third party, fully comprehensive) and your accident history. Experienced drivers can often find plans that cater for their experience, especially so if they have a high no-claims record – some companies offer up to 90% off insurance if you haven't claimed in a certain amount of years.

However, car insurance should not be the only type of insurance that you check. Just as there are variations in level of cover with cars, household and pet insurances can also vary depending on what you want. Although the discounts given with car insurance are not usually given for other types of insurance, finding different providers can help to ease the strain on your pay packet each month.

The companies are often based solely online, therefore computer access is required. If you have elderly neighbours and friends unable to access a computer, you may offer them help – the elderly are often finding their pensions unable to cover the necessities.

It's worth bearing in mind that no all providers subscribe to these companies, so your insurance policies may be the lowest they can be.